Insurance is at the heart of all of the advice that your experienced advisor will give as it’s impossible to predict what changes may happen in the future.
Changes that can happen range from the impact of the loss of an adult in a family, to the loss of good health, to the loss therefore of income.
To know that you have considered your protection and insurance requirements, whilst having the security of policies in place, can help you through these stressful times.
Most solutions, as a proportion of your income, take only a small financial commitment whilst ‘times are good’ to provide what will seem an enormous return should the future deliver an unpredicted circumstance.
“If you were to die, would those left behind be able to meet their financial obligations?”